Category: Status

  1. Homepage
  2. Status
Status

Weak Parents Are Woke Parents

What do you think of when you think of debt. credit card, house loan, car loan. These things all keep us from our personal financial goals. I am not saying I am any better. I see something, and it takes me a swift kick in the ass to convince myself that I don’t need these better features on the car. Or I should probably not buy this for my girlfriend because it is something I may have to get a few paychecks to pay off on the credit card. I have begun to tell myself “You do not need that.” What is embarrassing, is that I do it a lot. Instead of putting money aside, because let’s be honest, we are all not the greatest at doing that if you don’t have at least a couple thousand in your bank right now. Forget about 3-6 months of savings for your monthly expenses in case you lose your job, car breaks down etc. If you don’t have at least 2k in the bank, then you suck at saving money.

Quick google search, you will see anywhere from 49- 57% of Americans cannot afford A 1000-dollar emergency expense. So why do we keep doing this? Why is it that we don’t teach the Gen Z or millennials about money. Personally, I will blame parents for most things. You bought them an iPad but you don’t teach them how it was paid for? Hell, they spend 10 hours on the stupid things but none of what they are watching is contributing to their education They watch these mindless videos of soccer tricks or blowing up watermelons.

There are things you must force your children to do. Don’t care if they are over the age of 18, if they don’t want to listen and then when they come back to you at 25 and ask why they were never taught this you can say because you didn’t want to stupid. Parents that are tougher than their kids are like one of my favorite things to watch. Watching weak parents controlled by their kids makes me sick. It is worse than watching Hoarders, or The Biggest Loser.

One of my favorite quotes by Dave Ramsey is “personal finance is 80% behavior and 20% knowledge.” It just sums a lot of things up. You must change who you are. Right now, you suck because you’re not willing to do what is necessary in order to make those changes in your life. This is not The Oprah show, this is BanGov. YOU NEED TO CHANGE. If it seems as if you cannot break this cycle of debt and indecision on what to do with your life. Try and find someone that will guide you towards getting out of the weeds. Making your life a little better, bit by bit. Just simple pieces of knowledge. All you have to do is stop buying dumb shit. If possible, if it doesn’t come down to a necessity. Food, water, mortgage, rent, car payment, utilities, gas. Then don’t buy it. Put into action, and first start with writing what your bills are and what is made on top of that. If you need a second job, get one. If you need to get a smaller place, or even some roommates, then get one. Cut down your bills as much as you can in order to get ahead of your finances. In a year of committing to bettering yourself you will have made more changes than you can count, and only then will be happier. Happiness is a state of mind and what you implement. If you let someone else determine that, you’re a slave. Bangov Actual, out.

Status

Success In A Recession

The world of possibilities when it comes to business and doing what is right in your heart, does not stop when a recession is among us. Throughout 08-09 businesses flourished, and businesses crashed. Of course, your choice of business, as well your willingness to adapt to the market will be the defining factor in if success is inevitable or for a limited time. 

When it comes to adapting, take covid for example, as the biggest upset in businesses, shutting down businesses across the world. This pandemic showed us what people were willing to do to stay afloat. People still have to get groceries. Masks and hand sanitizer flew off the shelf, but what people didn’t know is that bikes, camping equipment, gym equipment and pets’ accessories as well, according to NBC. 

All you have to do is keep in mind as markets shift, this is your time to adapt and shift with them. Looking for new ways that a person may utilize your product or service is a new experience for them. It is a heart crushing thing when someone gives up on a business dream that they have devoted so much time and money to. My only hope is that with the changing of times, we stay positive and keep researching becoming subject matter experts in what we need to do to be successful. 

Forbes tells us of a few ways that businesses have adapted to the covid market. Of course, this is something that we are going to be seeing the aftermath of covid for a long time when it comes to business, and I have no doubt that businesses have made covid a part of their contingencies. Of course, Governments always need a reason to tax, or incentivize inflation. Covid, war, whether you believe in conspiracies or not, just know something will happen beyond your control and inevitably bring us another rise and fall in the market. So, learn from mistakes of the past, keep researching, remain vigilant in your endeavor. Bangov Actual, out. 

 

Please Comment, for more content like this.

Status

Another Paycheck-to-Paycheck Rant

Ya, I know I know, but people still don’t seem to get that money is your responsibility and not the government coming to save you. Having a conversation about money with your spouse is no easy feat. Both of you have different needs and wants throughout a given year. When it comes to thinking about what they are over the course of a year. You begin to ask each other if we really need this. When you ask this, it becomes clearer that you may be able to survive off less than you think. Of course, expenses come up. Can be anything from new tires or the water heater broke.

Breaking down what you spend, and then the lengths you are willing to go to pay off your debts you have. Think if you were to live out of your car for a year. You live next to work; you pay almost nothing in gas to get there. No rent, gas bill is cut in half, and your basic needs are met. I understand this to the extreme for most, but that is the point. Once you are willing to accept that your life is not going to get any better unless drastic changes are made, then you are not going to make the necessary changes in order to climb out of whatever debt pile you have dug for yourself. 

CNBC states 62% of Americans are living paycheck to paycheck. Says “experts” have coined it lifestyle inflation. Which in turn is spending more and more as a person’s income increases. Makes sense when you think of when you got your first big raise. Now you can pay for that new car you always wanted and will get sick of in a month. Vehicles are made to transport your people and their shit, period. Or I make more now, so my clothes will be nice at work. Nobody cares what you wear to work, and worse, nobody is paying you to wear them. Unless you’re a model, then you’ll have to give those clothes back anyway.

You are being sold the world you live in. Everything from the clothes you wear, the car you drive, to the food you eat. Nothing is free in this world. What is great though is that you can say no to everything you don’t need. Some things may make things easier. Just think of your home as a box for all your shit. You can live without a lot of it. Took me a long time to look at all the money I had wasted trying to buy the right clothes, buy a big house, and never really establish myself financially. I am still trying to learn how to do that. Just as time goes by, I still have impulses to buy things I don’t need, and it is frustrating to see how far I could have come if I knew about it in my 20’s. Can go all your life thinking about what might have been. The trick is to accept reality and make the changes now so you’re not saying these things again another 10 years from now. Whatever decisions you and your spouse do decide to make, just know you’ll both be happier for agreeing less is more. Bangov Actual, out.

 

We need your insight; please send any topics or blogs you’d like to get Bangov Perspective on to info@ban-gov.com. Or if you would like to write a piece yourself in order to help out others, please send to info@ban-gov.com

Status

Creepy Joe & Son

When the apocalypse happens for some, and they find out that even the highest forms of government can be exposed to dealings with foreign nations. To others this may seem just like another day in corruption (Government.) Of course, when you’re in politics for over 40 years and maybe your 401k is not what you thought it would be when you supposedly “beat” the NRA, even though the law expired after 2 years of banning “assault weapons.” Basically, just slap a beehive and run as it rebuilt itself back together. 

As text messages, what’s app messages, emails are found over the course of the last few years on Hunter and Joe Biden dealings with the CEFC (Chinese Evangelical Free Church) all we can do as a nation is hope that these findings be taken seriously. Serious as if laws are to be broken, even those by POTUS. This all according to The New York Post. A breakdown of the Biden family ties to the CCP(Chinese Communist Party.) The Washington Post states that over $4.8 million was sent to Hunter Biden, depending on your source you will see anywhere from 3.8 to $5 million.

These times of confusion, whether you are on the left or right can be very concerning for those especially in an election year. Questions are going to arise, do we even trust voting anymore if states are going to try and dictate who they put on the ballots? Of course, we will need to have all of this go up to the Supreme court for all this to be sorted out. We are told nobody is above the law in this country, but for those who make the laws, it is just a convenient saying. My hope for writing this is to bring people some clarity of mind, as well to be sound of mind before making any decisions. Politics can be very confusing and people rushing to accusations before having all the facts are decisions that can be made emotionally. Emotional reactions have a very low rate of being positive, even though actions with good intentions. Some of the worst things imaginable have been done with the best intentions. 

The fact that human error, incentive, greed, does not discriminate when it comes to rich, poor, race or stature. As imperfect as a system can be, we still have hope for the better, and the continuation of this Republic standing as the greatest in the World.

As Bangov begins to grow, it is still my responsibility to you as individuals to remind you that even in these times of uncertainty for what is going on in the political world, you are still in control of your actions. The actions to make your life better with daily improvements such as waking up and telling yourself that you will be better. Always learning, adapting, putting yourself in the driver seat of your own life. These Biden times can be trying for some, and positive for others. Your view should not be negative based on who the President is. Fortunes are made and lost with every President. How you invest your time and money will determine your outcome. Bangov Actual, out.

Status

Bangov Lives Again

Ok well that was just a crapshoot of a couple months. Migrations are not an easy feat when you are not the sharpest bulb in the tool basket. Anyone who is an IT guy or Gal, may think it is Childsplay, but coming from someone who has issues with email and passwords and may hit a button that links me to dirty sites against my will.

Been a long journey, and to put all doubts to rest it has been a frustrating, binge drinking and medicating experience to get back to you guys. A lot has happened in the world, no I was not banned from the internet, for all you conspiracy nuts out there. I miss the hell out of ya. Hoping to blow this near year wide open with more content and hoping to make those who read more confident about starting something for yourself. Just as before, the rules are simple Persuit, and Purpose are what we look for here. Any of you that have an article that you would like to post here on Bangov, please email me at info@ban-gov.com and would love to hear about your journey and ways to help others find what all of us have inside bursting to be let free.

As always guys please leave a comment about my blogs, likes, dislikes, let me know what you’re thinking out there, may help someone else better to understand what they may be going through.  Happy Near Year everyone, Bangov Actual Out.

Status

Takes Just 5 Min

Just 5 min a day will change how you become active instead of reactive to what is around you. If you are wanting to be more aggressive about your day. HAVE MORE TIME. It takes just 5 min a day to move your body. Here at Bangov we are strong advocates for life being in motion and staying in motion. We all have days that move slower than others. Your mind is just playing tricks on you. I have never had faster days or even faster weeks than when my lifestyle remains in motion. Running, swimming, bike ride, weightlifting, or even just a quick run down the street. These little things before you start your morning have a way of getting you into the mindset of being proactive and not just being at a job where you are told what needs to be done. It is a night and day effect that is better than any amount of coffee or energy drink you will consume. What’s even better is it being sustainable for the day. Just 5 min and you begin to shave time off your morning routine. You’ll be awake quicker in order to get your morning tasks done. Instead of being half asleep while eating your breakfast or brushing your teeth, commit to 5 min a day getting on the floor, or getting on a bike. SEX if you need a week trial of the difference it will make in your life to be more proactive towards starting your day.

 

I’m a huge fan of taking my dog for a run in the mornings, sometimes even before bed when days are stressful. Longer ones at night of course in order to go to bed with a clearer head. All this is going to be up to you. Take pride in your willingness to better yourself, physically as well as mentally. Coffee, energy drinks are not going to keep you going and you’re going to feel the effects the older you get. As well as good meals, just 5 min a day can make you rethink what you put in your body and what keeps your body going. Bangov actual, out.

Status

Your Business Is A Life, Raise it

As I lay here with my son on my chest I am reminded of all the things I planned to do but never got around to. I don’t feel regret for not doing them, but I do wish as a parent I may be able to spare my son from feeling the same way. Living a fulfilling life I’m not sure is people’s goal anymore. A life of purpose has always seemed to pull on people’s heart strings. Finding a point A and sticking with it all the way to Z. Not really even being sure where Z is, they trail on to B then C. Eventually they arrive at D. That being 5 years down the road with no end in sight they abandon the whole thing and start a new venture on a different path they feel motivated about. If you have read any of my other blogs then you know im not a fan of motivation. Motivation is something you use to get yourself through to the finish line. It comes and goes like a deadbeat father in and out of your life. It’s never really there when you need it. It’s there in the good times, but never there in the bad times. Which is funny that fear is more of a father than motivation will ever be. Those who have fear already I hope will receive guidance by those who want the best for them. I’m reminded of a story by Elon Musk. He was talking about the days when he owned 2 businesses that were on the brink of failure and going bankrupt. He said it’s like raising a child. You don’t want to see it die so all the money he had he put into both and hoped they would succeed. This coming from one of the richest men in the world you can imagine everything turned out alright for him. That story stuck with me and now that I have children you can bet it makes sense to me now. I have no idea what to become of my children but I’m hoping in their days of fear that I can guide them in a way that makes sense. In a way that that fear has cleared and they can see a clearer path.

 

Those of you who wish to start a business, understand that you are growing a child. Your effort towards it may make you seem lost at times. You may not even see the ending at times. Whole point of a life pursuit is that you don’t know the outcome. Just that you gave it your all, but life doesn’t stop just because you cash in your chips and fold your cards. You gotta be willing to play the long game. For those of you reading, you dictate your life. No matter how many people believe in you, if you don’t, forget failing, life will be as if you never tried. Bangov Actual, out.